.page-disclaimer {
  --disc-pad-x: clamp(20px, 4vw, 56px);
  background: var(--warm-white);
  color: var(--graphite);
  overflow-x: hidden;
}

.page-disclaimer .disclaimer-hero {
  position: relative;
  background: var(--navy);
  color: #fff;
  padding: 32px var(--disc-pad-x) 56px;
  overflow: hidden;
}

.page-disclaimer .disclaimer-hero::before,
.page-disclaimer .disclaimer-hero::after {
  content: "";
  position: absolute;
  pointer-events: none;
}

.page-disclaimer .disclaimer-hero::before {
  right: 0;
  bottom: 0;
  width: 120px;
  height: 120px;
  background: var(--red);
  clip-path: polygon(100% 0, 0 100%, 100% 100%);
}

.page-disclaimer .disclaimer-hero::after {
  right: 0;
  bottom: 0;
  width: 80px;
  height: 80px;
  background: var(--gold);
  clip-path: polygon(100% 0, 0 100%, 100% 100%);
  opacity: 0.75;
}

.page-disclaimer .disclaimer-hero__inner {
  position: relative;
  z-index: 1;
  max-width: 1080px;
  margin-left: auto;
  margin-right: auto;
}

.page-disclaimer .disclaimer-hero .breadcrumb {
  margin: 0 0 32px;
  font-size: 13px;
  font-weight: 500;
  color: rgba(245, 246, 250, 0.72);
}

.page-disclaimer .disclaimer-hero .breadcrumb a {
  color: var(--sky);
  text-decoration: none;
}

.page-disclaimer .disclaimer-hero .breadcrumb a:hover {
  text-decoration: underline;
}

.page-disclaimer .disclaimer-hero .breadcrumb [aria-current="page"] {
  color: rgba(245, 246, 250, 0.92);
}

.page-disclaimer .disclaimer-hero .page-kicker {
  font-family: var(--font-heading);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 12px;
}

.page-disclaimer .disclaimer-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(26px, 5vw, 42px);
  font-weight: 900;
  line-height: 1.18;
  letter-spacing: -0.02em;
  margin: 0 0 18px;
}

.page-disclaimer .disclaimer-hero__lead {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.7;
  color: rgba(245, 246, 250, 0.9);
  max-width: 680px;
  margin: 0;
}

.page-disclaimer .disclaimer-overview {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
  background: #fff;
  border-bottom: 1px solid var(--border-light);
  padding: 20px var(--disc-pad-x);
}

.page-disclaimer .disclaimer-overview__index {
  font-family: var(--font-heading);
  font-size: 44px;
  font-weight: 900;
  line-height: 1;
  color: var(--red);
  background: var(--navy);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 72px;
  padding: 8px 12px;
  clip-path: polygon(0 0, calc(100% - 10px) 0, 100% 50%, calc(100% - 10px) 100%, 0 100%);
}

.page-disclaimer .disclaimer-overview__content {
  flex: 1 1 220px;
}

.page-disclaimer .disclaimer-overview__label {
  font-family: var(--font-heading);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0 0 4px;
}

.page-disclaimer .disclaimer-overview__meta {
  font-size: 14px;
  line-height: 1.5;
  color: var(--graphite);
  margin: 0;
}

.page-disclaimer .disclaimer-overview .btn-primary {
  background: var(--red);
  border: 1px solid var(--red);
  color: #fff;
}

.page-disclaimer .disclaimer-legal {
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
  padding: 28px var(--disc-pad-x) 0;
}

.page-disclaimer .disclaimer-toc {
  background: #fff;
  border: 1px solid var(--border-light);
  border-top: 4px solid var(--red);
  padding: 20px;
  margin-bottom: 28px;
}

.page-disclaimer .disclaimer-toc__label {
  font-family: var(--font-heading);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--red);
  margin: 0 0 14px;
}

.page-disclaimer .disclaimer-toc__list {
  list-style: none;
  margin: 0 0 14px;
  padding: 0;
}

.page-disclaimer .disclaimer-toc__list li {
  border-bottom: 1px solid var(--border-light);
}

.page-disclaimer .disclaimer-toc__list li:last-child {
  border-bottom: none;
}

.page-disclaimer .disclaimer-toc__list a {
  display: block;
  position: relative;
  padding: 11px 0 11px 28px;
  color: var(--navy);
  text-decoration: none;
  font-family: var(--font-heading);
  font-size: 14px;
  font-weight: 600;
  transition: color 0.2s ease, padding-left 0.2s ease;
}

.page-disclaimer .disclaimer-toc__list a::before {
  content: "";
  position: absolute;
  left: 8px;
  top: 50%;
  transform: translateY(-50%);
  width: 8px;
  height: 8px;
  background: var(--red);
  border-radius: 50%;
}

.page-disclaimer .disclaimer-toc__list a:hover {
  color: var(--red);
  padding-left: 34px;
}

.page-disclaimer .disclaimer-toc__related {
  border-top: 1px solid var(--border-light);
  padding-top: 14px;
  font-size: 13px;
  color: var(--graphite);
}

.page-disclaimer .disclaimer-toc__related p {
  margin: 0 0 6px;
  font-family: var(--font-heading);
  font-size: 11px;
  font-weight: 700;
}

.page-disclaimer .disclaimer-toc__related a {
  color: var(--sky);
  text-decoration: none;
  font-weight: 600;
}

.page-disclaimer .disclaimer-toc__related a:hover {
  text-decoration: underline;
}

.page-disclaimer .disclaimer-sections {
  min-width: 0;
}

.page-disclaimer .legal-chapter {
  position: relative;
  background: #fff;
  border: 1px solid var(--border-light);
  margin-bottom: 28px;
  padding: 28px 22px;
}

.page-disclaimer .legal-chapter::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: var(--navy);
}

.page-disclaimer .legal-chapter:nth-of-type(even)::before {
  background: var(--teal);
}

.page-disclaimer .legal-chapter__head {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  border-bottom: 2px solid var(--navy);
  padding-bottom: 16px;
  margin-bottom: 18px;
}

.page-disclaimer .legal-chapter__num {
  font-family: var(--font-heading);
  font-size: 38px;
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.04em;
  color: var(--red);
  flex-shrink: 0;
}

.page-disclaimer .legal-chapter__head h2 {
  font-family: var(--font-heading);
  font-size: 21px;
  font-weight: 800;
  line-height: 1.3;
  color: var(--navy);
  margin: 0 0 4px;
}

.page-disclaimer .legal-chapter__head p {
  margin: 0;
  font-size: 13px;
  color: var(--graphite);
  opacity: 0.75;
}

.page-disclaimer .legal-clause {
  padding: 18px 0;
  border-bottom: 1px solid var(--border-light);
}

.page-disclaimer .legal-clause:last-child {
  border-bottom: none;
}

.page-disclaimer .legal-clause h3 {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-size: 15px;
  font-weight: 700;
  line-height: 1.4;
  color: var(--navy);
  margin: 0 0 8px;
}

.page-disclaimer .legal-clause__dot {
  width: 8px;
  height: 8px;
  background: var(--red);
  border-radius: 50%;
  flex-shrink: 0;
}

.page-disclaimer .legal-clause p {
  margin: 0;
  padding-left: 18px;
  font-size: 14px;
  line-height: 1.75;
  color: var(--graphite);
}

.page-disclaimer .legal-clause p a {
  color: var(--sky);
  text-decoration: none;
}

.page-disclaimer .legal-clause p a:hover {
  text-decoration: underline;
}

.page-disclaimer .legal-clause:hover h3 {
  color: var(--red);
}

.page-disclaimer .legal-contact {
  position: relative;
  background: var(--teal);
  border: 1px solid var(--teal);
  padding: 30px 22px;
  color: #fff;
}

.page-disclaimer .legal-contact::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: var(--gold);
}

.page-disclaimer .legal-contact__kicker {
  margin: 0 0 8px;
  font-family: var(--font-heading);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.page-disclaimer .legal-contact h2 {
  margin: 0 0 12px;
  font-family: var(--font-heading);
  font-size: 24px;
  font-weight: 900;
  color: #fff;
}

.page-disclaimer .legal-contact > p {
  margin: 0 0 20px;
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.92);
}

.page-disclaimer .legal-contact .btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.page-disclaimer .legal-contact .btn-primary {
  background: var(--red);
  border: 1px solid var(--red);
  color: #fff;
}

.page-disclaimer .legal-contact .btn-ghost {
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.6);
  color: #fff;
}

.page-disclaimer .legal-contact .btn-ghost:hover {
  background: rgba(255, 255, 255, 0.1);
}

.page-disclaimer .disclaimer-note {
  margin: 16px 4px 0;
  font-size: 12px;
  line-height: 1.6;
  color: rgba(44, 62, 80, 0.7);
}

.page-disclaimer .disclaimer-note a {
  color: var(--sky);
  text-decoration: none;
}

.page-disclaimer .disclaimer-note a:hover {
  text-decoration: underline;
}

.page-disclaimer .disclaimer-visual {
  margin-top: 36px;
  line-height: 0;
  background: var(--navy-deep);
}

.page-disclaimer .disclaimer-visual img {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  object-fit: cover;
}

@media (min-width: 880px) {
  .page-disclaimer .disclaimer-hero {
    padding-top: 56px;
    padding-bottom: 64px;
  }

  .page-disclaimer .disclaimer-hero::before {
    width: 200px;
    height: 200px;
  }

  .page-disclaimer .disclaimer-hero::after {
    width: 130px;
    height: 130px;
  }

  .page-disclaimer .disclaimer-overview {
    padding-top: 24px;
    padding-bottom: 24px;
  }

  .page-disclaimer .disclaimer-legal {
    display: grid;
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 32px;
    padding-top: 40px;
  }

  .page-disclaimer .disclaimer-toc {
    position: sticky;
    top: 24px;
    align-self: start;
    margin-bottom: 0;
  }

  .page-disclaimer .legal-chapter {
    padding: 36px 32px;
    margin-bottom: 32px;
  }

  .page-disclaimer .legal-contact {
    padding: 40px 36px;
  }

  .page-disclaimer .disclaimer-visual {
    margin-top: 40px;
  }
}